Data protection

Objective and responsible party

This privacy statement provides guidance on the nature, extent and purpose of the collection and use of data within the website of the German Banking Industry Committee. Responsible by data-protection law is the respective principal of the German Banking Industry Committee, which is indicated at the imprint.

Basic information on data processing

We collect, process and use users’ personal data solely in compliance with the relevant data protection legislation. This means that we only use users’ data where we are legally permitted to do so or where the user has consented to its use.

We make organisational, contractual and technical arrangements to ensure that data protection legislation is complied with and the data managed by us is thus protected against any accidental or deliberate manipulation, loss and destruction or against any access by unauthorised persons.

Collection, processing and use of personal data

Users’ personal data is used for the following purposes:

  • Delivering services to the public and our members and ensuring efficient customer service and/or technical support.
  • Whenever we are contacted, personal data (contact form data may be converted into an email) is stored in order to process the inquiry and in case any further questions arise. The purpose of storage follows from each inquiry. Emails are generally stored at the Association for a period of ten years.
  • If contact data is collected at an event, it is stored for future contact in connection with events.
  • Sending technical information about our websites and online services.
  • Sending newsletters or other informational material, provided we have the user’s consent.
  • We forward the data to third parties where this is necessary to fulfil our contractual obligations (e.g. to conduct banking transactions, mail invoices).

Collection of access data

We collect data on all server access to our websites (so-called ‘server log files’). The data includes the name of the web page requested, file, request date/time, volume of data transferred, ‘successful request’ report, type of browser plus version, the user’s operating system, referrer URL (the page previously visited), IP address and the requesting provider.

We use the log file data, without associating it with the person of the user or any other profile, solely for statistical analysis for the purpose of operating, securing and optimising our websites. At the same time, we reserve the right to subsequently check the log file data if there is concrete evidence allowing justified suspicion of illegal use.

Inclusion of third-party services and content

Our websites may include third-party content, e.g. YouTube videos, Google Maps material, RSS feeds, or charts/diagrams from other websites.

This always presupposes that the providers of such content (referred to in the following as “third-party providers”) use the user’s IP address, since no content can be sent to the user’s browser without the IP address.

We endeavour to only include content of third-party providers that use IP addresses solely for delivering content. We have no control, however, over whether third-party providers store IP addresses for statistical purposes, for example. Where we are aware of this, we advise users accordingly in the following sections.

Cookies

Cookies store information that is transmitted from our or third-party web servers to users’ browsers. 

Cookies can be deactivated in browser settings. Our web pages can also be viewed without cookies. Cookies that have already been stored can be deleted in browser settings. Blocking cookies may, however, result in reduced website functionality.

Please note: many online company ad cookies can be managed via the US website http://www.aboutads.info/choices/ or the EU website http://www.youronlinechoices.com/uk/your-ad-choices/.

Shariff social media buttons for more data privacy

We are pleased whenever our readers recommend and discuss our content on Twitter, Facebook and Google+. For this purpose, we use social media buttons, i.e. the buttons provided by c’t Shariff.

c’t Shariff ensures that social networks can only request data from users once these click on the appropriate button. Shariff replaces social networks’ customary “Share” buttons and protects your surfing behaviour from prying eyes. A single click on the button is enough to share information with others. You don’t have to do anything else – the webmaster has already taken care of everything. Customary social media buttons transmit user data every time a page is visited and give the social networks full details of your surfing behaviour (user tracking). For this, you don’t have be logged in or a network member. A Shariff button, on the other hand, only establishes direct contact between a social network and a visitor when the latter actively clicks on the share button. For further information, please see heise.de.

Google Analytics

Google Analytics, a web analytics service provided by Google Inc., is used on our website. Google uses cookies that are stored on users’ computers and allow an analysis of website usage. The information on website usage is usually transmitted to a Google server in the US and stored there. The IP address transmitted is not combined with other Google data.

Before being transmitted to Google, users’ IP addresses are shortened and thus anonymised. Only in exceptional cases is the full IP address transmitted to a Google server in the US and shortened there.

Cookies can – as already explained – generally be deactivated through appropriate browser settings. Users can, in addition, prevent the capture of cookie data (including their IP address) and its transmission to Google by downloading and installing the browser plugin available from the following link: http://tools.google.com/dlpage/gaoptout?hl=de.

As an alternative to the browser add-on or within browsers on mobile devices, please click on this link to prevent the capture of data by Google Analytics within this website in future. When you do so, an opt-out cookie will be placed on your device. If you delete your cookies in this browser, you will have to click on this link again.

Facebook social plugins

Social plugins (“plugins”) provided by the facebook.com social network, which is run by Facebook Inc., 1601 S. California Ave, Palo Alto, CA 94304, USA (“Facebook”), are used on this website. The plugins are identified by one of the Facebook logos (white “f” on a blue tab or a “thumbs up” sign) or labelled “Facebook social plugin”. The list and appearance of Facebook social plugins can be viewed here: https://developers.facebook.com/docs/plugins/.

The plugin content is transmitted by Facebook directly to the user’s browser and integrated into the website by the browser. We therefore have no control over the amount of data that Facebook collects via this plugin. As far as we know, by integrating the plugins Facebook obtains information that a user has visited a certain web page. If the user has logged in to Facebook, Facebook can match the visit to his/her Facebook account. If users interact with plugins, e.g. click on the “Like” button or make a comment, the relevant information is transmitted directly from your browser to Facebook and stored there. If a user is not a Facebook member, Facebook may nevertheless store his/her IP address. According to Facebook, only an anonymised IP address is stored in Germany.

The purpose and extent of data collection and the further processing and use of data by Facebook, as well as the associated privacy rights and settings, are explained in Facebook’s privacy policy at https://www.facebook.com/about/privacy/.

If a user is a Facebook member and doesn’t want Facebook to collect data about him/her in this way and link it with his/her member data stored with Facebook, he/she must log out of Facebook and delete Facebook cookies before visiting our websites. In addition, Facebook social plugins can be blocked by browser add-ons such as the “Facebook blocker”.

Twitter buttons

Twitter buttons are used on this website. These buttons (e.g. “Tweet” or “Follow”) are provided by Twitter Inc., 795 Folsom St., Suite 600, San Francisco, CA 94107, USA.

The button content is transmitted by Twitter directly to the browser and integrated by it into the website. We therefore have no control over the amount of data that Twitter collects through its buttons. As far as we know, when a button is used, only the user’s IP address and the respective web page’s URL are transmitted and used solely for button display. For further information, please see Twitter’s privacy policy at http://twitter.com/privacy.

YouTube

At least one plugin provided by YouTube (Google Inc., based in San Bruno/California, USA) is used on the websites operated by the Association.

As soon as you visit any of our web pages containing a YouTube plugin, a connection to a YouTube server is established. The YouTube server is informed about which specific web pages you visited.

Should you be logged in to your YouTube account at the same time, you would enable YouTube to match your surfing behaviour directly to your personal profile.

You can prevent such matching by logging out of your account beforehand.

For further information on the collection and use of your data by YouTube, please see YouTube’s privacy policy.

Revocation, changes, corrections and updates

Users are entitled to receive, on request, information free of charge about their personal data stored by us. Please see the site notice for our contact details.

In addition, users are entitled to have incorrect information corrected, to revoke consent and to have their personal data blocked or deleted provided this is not precluded by any statutory retention requirement.

Amendment of our privacy policy

We reserve the right to amend our privacy policy to adapt it to changes in the legal situation or modifications of web-based services or data processing.

Users are therefore advised to check its contents regularly.

Date of this privacy policy: 31.03.2016

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