giroAPI-Scheme
Since the beginning of 2025, giroAPI has been setting new standards as the first API scheme in Europe that goes beyond traditional payment transactions. With innovative API services, it offers banks and savings banks, payment service providers and account information services completely new possibilities.
The highlights of giroAPI
Comprehensive range of services:
API business transactions for payment transactions and account information, supplemented by innovative premium offerings.
Maximum flexibility:
Decide whether you want to participate in one or both sub-schemes - Payment and Financial Information.
Proven standards:
Based on Berlin Group's renowned openFinance API framework, complemented by clear technical annexes for smooth implementation.
Advantages for participants
Advantages for participating asset brokers
Your participation gives you access to a steadily growing number of participating banks and savings banks. A three-digit number of institutions had already joined the scheme by the first joining date in February and the APIs have been implemented. Further institutions will follow. When you join, all current and future institutions and their APIs will be available to you.
Payment sub-scheme: PISP licence
Financial Information sub-scheme: AISP licence
Advantages for participating asset holders
giroAPI offers you a reliable contractual framework for the provision of API business transactions - currently particularly in the area of payment, but also initial API services for other account types. The offering is to be continuously expanded with regard to Open Finance / FIDA.
Participation is open to all European banks - either via an association or directly.
How to become part of giroAPI
Participation is simple and only requires a payment service provider or account information service licence. When you join, you will automatically have access to all the institutions that have joined. Contact us for more information and to join: giroapi-office@die-dk.de.
Let's shape the future of financial APIs together!
